Terms & Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of the Trine Finance Limited platform, services, and website (collectively, the "Platform"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Platform.

2. Definitions

Platform: The Trine Finance Limited website, mobile application, and all services provided thereon. User: Any individual or legal entity that creates an account and uses the Platform. Investment: A financial commitment to fund a solar project through our crowdinvesting mechanism. Project: A solar energy installation or system financed through the Platform.

3. Eligibility

To use the Platform and make investments, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction
• Be a resident of an eligible jurisdiction (EU member states, UK, or other approved countries)
• Provide accurate and complete information during registration
• Not be subject to sanctions or restrictions
• Comply with all applicable laws and regulations

4. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. Trine Finance is not responsible for any losses resulting from unauthorized account access.

5. Investment Risks

Important: All investments involve risk. Solar projects may experience delays, equipment failures, repayment defaults, or total loss of capital. Past performance does not guarantee future results. You should only invest money you can afford to lose.

Specific risks include:

• Default risk: The project entrepreneur may fail to repay the loan
• Currency risk: Exchange rate fluctuations may affect returns
• Operational risk: Equipment failure or maintenance issues
• Market risk: Changes in energy prices or demand
• Liquidity risk: You may not be able to withdraw funds before the loan term ends

6. Fees and Charges

Trine Finance charges a 2% service fee on returns you receive from successful investments. This is the only ongoing fee—there are no hidden charges, transaction fees, or account maintenance fees. Specific fees for early withdrawal or secondary market transactions will be clearly disclosed before any transaction.

7. Payment and Funding

All payments must be made through authorized payment methods on the Platform. Trine Finance does not accept cash or wire transfers outside our secure payment system. Funds are held in a segregated client account separate from Trine Finance's operating accounts.

8. Withdrawals and Liquidity

You may withdraw funds that represent loan repayments you've received at any time without penalty. However, capital invested in active loans cannot be withdrawn until the loan is repaid or you arrange a secondary market sale. Early withdrawal from active loans may be possible with prior approval and applicable fees (2-5%).

9. Intellectual Property

All content on the Platform, including text, graphics, logos, images, and software, is the property of Trine Finance Limited or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, or transmit any content without prior written permission.

10. Limitation of Liability

To the maximum extent permitted by law, Trine Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, even if advised of the possibility of such damages. Our total liability shall not exceed the amount you have invested on the Platform.

11. Indemnification

You agree to indemnify and hold harmless Trine Finance and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Platform or violation of these Terms.

12. Termination

Trine Finance may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or pose a risk to the Platform or other users. Upon termination, you retain ownership of any outstanding loan balances, but you will lose access to the Platform.

13. Changes to Terms

Trine Finance may modify these Terms at any time. Changes will be posted on the Platform with an updated date. Your continued use of the Platform constitutes acceptance of the modified Terms.

14. Compliance and Regulatory

The Platform is operated under a crowdfunding license and is subject to financial regulatory oversight. Trine Finance complies with ESMA regulations, GDPR, AML/KYC requirements, and all applicable financial laws in jurisdictions where it operates.

15. Dispute Resolution

Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the laws of Sweden. You agree to waive any right to jury trial or class action.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Contact Us

For questions about these Terms, please contact us at:

Email: sam@trinefinance.tech
Address: Trine Finance Limited, Gothenburg, Sweden